Dating debt

Most of us have made poor financial decisions, so try to be as understanding as possible.

I joke that my husband is my own personal financial planner.

I polled my own friends on Facebook and they got a little more specific, pointing out that it comes down to the type of debt a potential love interest has accumulated. It's other debt that shows a possible lack of responsibility and possibly not seeking to be wise with the Lord's provisions," one person responded. An overwhelming 64 percent said they were more concerned with their generosity.

I was reading a Q&A column on Nerd Wallet and was intrigued by a question on how much debt is too much for people to hook up?

And if there is a lot of it, is there a good plan to get rid of it?

Or is the person living large and not concerned about the debt?

This doesn’t mean all hope is lost if you’re already married when your partner comes clean about his or her debt — it’s still completely possible to tackle the debt together, but having a mutually agreed upon plan that both of you can stick to should be a priority.

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In the golden days of a new relationship, money is usually the furthest thing from anyone’s mind.

I don’t recommend this happen during the beginning stages of dating but definitely start sharing when things get serious. (I know I’m so old-fashioned.) It’s not the number so much as the reasons behind the debt that matters.

Is the person reckless with money or was he or she misguided in taking out thousands of dollars in student loans?

It’s one thing to have ,000 in debt and quite another to have ,000.

If your boyfriend admits he’s paying off loans, ask him for the total. When people feel attacked, that’s when they’re tempted to start lying.

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